Hard Money Lenders in Milwaukie, OR

Fast & Reliable Funding For Your Real Estate Investment Project

Small Town Living in the Big City

Quaint with all the amenities

Surrounded by Portland and unincorporated Clackamas and Oak Grove, Milwaukie is a small town of 21,000. This Oregon city is all about community. People love Milwaukie because of the closeness of the community and great events like First Fridays, the Umbrella Parade, a fantastic Sunday farmers market, and free spring and summer concerts. Milwaukie is also conveniently located to downtown Milwaukie, Oregon Route 99E, and Interstate 205. With Trimet’s bus access and MAX light rail service, Milwaukie is a great option for those who want small-town living and big-city amenities.

Milwaukie real estate opportunities have skyrocketed since the MAX Orange Line (which connects Milwaukie to downtown Portland) began running in 2015. In fact, Realtor.com named a Milwaukie zip code (97222) as one of the hottest zip codes in the country in 2016. More recently, homes in Milwaukie were selling for a median price of $520,000, with home prices up 7.2% from the prior year.

If you’re looking for a small-town fix-and-flip or if you found a lot to build on in Clackamas County, give AIC a call!

Hard Money Loans We Offer

New Construction

Lot Partitions



Bare Land

Partially Complete

Effortless and Efficient!

“AIC was introduced to me by another contractor who had used their services many times and I have to say I could not be happier that he introduced me to Austin. Their loan process was quick and easy to set up with full transparency. I look forward to working with AIC on many future projects to come.”

– Tim L.

Why Partner With AIC?

Experience: Established 35 years ago, AIC has the knowledge and the skills to fund common-sense real estate loans in Oregon.

Personalized Service: Our small team of friendly experts tailor loans to the individual needs of our clients. Clients work with one person throughout the entire process to ensure a personalized touch.

Fast Funding: Our nimble team performs a variety of tasks in-house, such as underwriting and document-drawing, and we generally do not require an appraisal. Our process is easy and quick – we can usually close in 5-10 days if a complete file is provided.

No Junk Fees: AIC never charges any upfront fees or “junk fees” like document prep, underwriting, service fees, etc. We take pride in honest lending practices.

Competitive Rates: AIC provides both exceptional service and rates/fees that are competitive in the market.

No Draw Fees: AIC never charges any fees for construction draws or inspections. AIC typically processes construction draws the same day they are received.

Ready to Talk?

How We Work

Are you new to real estate investment or private money lenders? AIC is always accepting quality loan requests for a variety of projects. Learn a bit about our process. Questions? Call us!

Get In Touch

Simply give us a call or fill out our form. We’ll assess your situation and provide a realistic evaluation.

As a direct lender, we can approve loans immediately and issue pre-approvals – no waiting, no middleman.


Once we’ve determined your project is a good fit, we’ll send the loan application. AIC doesn’t request debt to income ratios, bank statements, or typical documents that ordinary lenders need. Simply apply with our easy form.

Receive funding

We’ll open escrow once we have your application. You can sign at escrow and we’ll close and fund on the same day. It takes a few business days to receive the title report and to order loan documentation. Our process is streamlined and fast!

Pay the bill

It’s easy to pay your bill!

ACH payments are our preferred method, due to their convenience, fast processing time, and security.

We also take checks and cash.

Real Estate Investment Case Studies

See real results that our loans and guidance have achieved