AIC welcomes challenging loan requests from licensed brokers.
AIC has 34 years of experience in funding difficult and challenging loan requests.
AIC has multiple funding sources, including private Investors, trusts, and pension/profit sharing plans, many of which we have been working with for decades.
AIC offers a common-sense, streamlined approach to private-money real estate loans. AIC welcomes Oregon mortgage brokers to send loan proposals to us for any type of property. The loan request must be for a bona fide business purpose; that is, not primarily for personal, family or household purposes. We cannot use a personal residence for collateral.
Our typical transaction looks like this:
- Loan amounts ranging from $50,000 to $1,000,000 with additional funding considered on a case-by-case basis
- 65% or lower loan-to-value ratio, but we are willing to listen to your proposal and will consider additional collateral in some cases
- 23-month term
- 12% monthly interest-only payments
- Generally, three to five points to AIC, with an additional fee to the referring broker
- No prepayment penalty
AIC requires first-lien position. In special circumstances, however, we may take a second-lien position as additional security to make the proposed loan request work.
Call or email us today with the details of your loan request. We’ll immediately let you know if we can help fund your loan. AIC will not waste your time and we never charge up-front fees.