AIC welcomes challenging loan requests from licensed brokers.
AIC has 35 years of experience in funding difficult and challenging loan requests.
We have multiple funding sources, including private investors, trusts, and pension/profit sharing plans, many of which we have worked with for decades.
AIC offers a common-sense, streamlined approach to private-money real estate loans. We welcome Oregon mortgage brokers to send us loan proposals for any type of property. The loan request must be for a bona fide business purpose – not for personal, family or household purposes. A personal residence cannot be used for collateral.
Our typical transaction looks like this:
- Loan amounts ranging from $50,000 to $1,000,000 with additional funding considered on a case-by-case basis
- 65% or lower loan-to-value ratio (although we are willing to listen to your proposal and will consider additional collateral in some cases)
- 23-month term
- 12% monthly interest-only payments
- Generally, three to five points to AIC, with an additional fee to the referring broker
- No prepayment penalty
AIC requires first-lien position. In special circumstances, we may take a second-lien position as additional security to make the proposed loan request work.
Call or email us today with the details of your loan request. We’ll let you know if we can help fund your loan.