Eugene-Springfield Private Money Lenders

We Fund Real Estate Investment Projects Throughout Lane County

Outdoor Accessibility = Strong Real Estate Market

Stable market through turbulent housing periods

Eugene-Springfield is where AIC has been located for over 34 years. This is where we call home. GO DUCKS! Eugene is known for its natural landscape with lush greenery in Oregon’s Willamette Valley.

The outdoor appeal of such activities as running, bicycling and kayaking continually draws people to this area, creating a strong real estate market perfect for investors. In Lane County, AIC specializes in funding real estate investments including rehab projects and new construction. Give AIC a call so we can help secure funding for your next project in Track Town, USA.

Hard Money Loans We Offer

New Construction

Lot Partitions

Refinance

Rehab

Bare Land

Partially Complete

Effortless and Efficient!

“AIC has been incredible to work with over the years. With quick response times and minimal paperwork, every loan has been effortless and efficient. With AIC taking care of all of my Fix and Flip lending needs I am able to focus on the other aspects of my business. Every member of AIC has been a pleasure to work with, I cannot recommend them enough.”

— Thomas G.

Why Partner With AIC?

Experience: Established 35 years ago, AIC has the knowledge and the skills to fund common-sense real estate loans in Oregon.

Personalized Service: Our small team of friendly experts tailor loans to the individual needs of our clients. Clients work with one person throughout the entire process to ensure a personalized touch.

Fast Funding: Our nimble team performs a variety of tasks in-house, such as underwriting and document-drawing, and we generally do not require an appraisal. Our process is easy and quick – we can usually close in 5-10 days if a complete file is provided.

No Junk Fees: AIC never charges any upfront fees or “junk fees” like document prep, underwriting, service fees, etc. We take pride in honest lending practices.

Competitive Rates: AIC provides both exceptional service and rates/fees that are competitive in the market.

No Draw Fees: AIC never charges any fees for construction draws or inspections. AIC typically processes construction draws the same day they are received.

Ready to Talk?

How We Work

Are you new to real estate investment or private money lenders? AIC is always accepting quality loan requests for a variety of projects. Learn a bit about our process. Questions? Call us!

Get In Touch

Simply give us a call or fill out our form. We’ll assess your situation and provide a realistic evaluation.

As a direct lender, we can approve loans immediately and issue pre-approvals – no waiting, no middleman.

Apply

Once we’ve determined your project is a good fit, we’ll send the loan application. AIC doesn’t request debt to income ratios, bank statements, or typical documents that ordinary lenders need. Simply apply with our easy form.

Receive funding

We’ll open escrow once we have your application. You can sign at escrow and we’ll close and fund on the same day. It takes a few business days to receive the title report and to order loan documentation. Our process is streamlined and fast!

Pay the bill

It’s easy to pay your bill!

ACH payments are our preferred method, due to their convenience, fast processing time, and security.

We also take checks and cash.

Real Estate Investment Case Studies

See real results that our loans and guidance have achieved