Madras Hard Money Loans

Private Funding For Real Estate Investment Projects in Oregon and Beyond

Small Town, Big Possibilities


This central Oregon community in Jefferson County is home to nearly 8,000 residents. Madras, with its beautiful views of the Cascades and the high desert, provides fantastic outdoor recreation opportunities. This close-knit community has a performing arts center, an air museum, and even an aquatic center. With its good schools and affordability, it’s a great place for families.

It’s no surprise this area has been seeing extensive expansion! Jefferson County has been one of the more prominent places where we’ve seen growth recently. Madras has subdivisions popping up all over the city, thanks to changes in the development code that allow tax income to pay for infrastructure improvements (instead of the developer). With affordable home prices and new construction opportunities, people are drawn to this area since they can acquire larger homes with larger lots than they would be able to in cities like Bend and Redmond.

AIC has funded several new construction spec homes in Madras and we plan to do many more! With its high quality of life and excellent real estate options, Madras is primed for investment. Give us a call today and we will let you know how we can help with your project.

Hard Money Loans We Offer

New Construction

Lot Partitions



Bare Land

Partially Complete

Effortless and Efficient!

“AIC was introduced to me by another contractor who had used their services many times and I have to say I could not be happier that he introduced me to Austin. Their loan process was quick and easy to set up with full transparency. I look forward to working with AIC on many future projects to come.”

– Tim L.

Why Partner With AIC?

Experience: Established 35 years ago, AIC has the knowledge and the skills to fund common-sense real estate loans in Oregon.

Personalized Service: Our small team of friendly experts tailor loans to the individual needs of our clients. Clients work with one person throughout the entire process to ensure a personalized touch.

Fast Funding: Our nimble team performs a variety of tasks in-house, such as underwriting and document-drawing, and we generally do not require an appraisal. Our process is easy and quick – we can usually close in 5-10 days if a complete file is provided.

No Junk Fees: AIC never charges any upfront fees or “junk fees” like document prep, underwriting, service fees, etc. We take pride in honest lending practices.

Competitive Rates: AIC provides both exceptional service and rates/fees that are competitive in the market.

No Draw Fees: AIC never charges any fees for construction draws or inspections. AIC typically processes construction draws the same day they are received.

Ready to Talk?

How We Work

Are you new to real estate investment or private money lenders? AIC is always accepting quality loan requests for a variety of projects. Learn a bit about our process. Questions? Call us!

Get In Touch

Simply give us a call or fill out our form. We’ll assess your situation and provide a realistic evaluation.

As a direct lender, we can approve loans immediately and issue pre-approvals – no waiting, no middleman.


Once we’ve determined your project is a good fit, we’ll send the loan application. AIC doesn’t request debt to income ratios, bank statements, or typical documents that ordinary lenders need. Simply apply with our easy form.

Receive funding

We’ll open escrow once we have your application. You can sign at escrow and we’ll close and fund on the same day. It takes a few business days to receive the title report and to order loan documentation. Our process is streamlined and fast!

Pay the bill

It’s easy to pay your bill!

ACH payments are our preferred method, due to their convenience, fast processing time, and security.

We also take checks and cash.

Real Estate Investment Case Studies

See real results that our loans and guidance have achieved