Experienced Hard Money Lenders

Friendly and specialized private money services to achieve success

AIC has made hard money loans on virtually every type of real estate throughout Oregon in our 35-year history. With a common-sense, equity-based approach, AIC analyzes projects and tailors private loans to best suit our clients’ needs. We are always looking for quality real estate investment loan requests that represent excellent opportunities and have the potential for success. Click below to learn more about what AIC does and view select projects in Eugene, Bend, Portland, and beyond.

Streamlined to create the most efficient process possible

Each loan structured around the specific merits of the project

Complete lot partitions or confirmations to create new building lots

Up to 65% loan to value

Typically a lower loan-to-value ratio

Funded on a case-by-case basis

AIC Real Estate Private Money Case Studies

See the results that our private money loans and guidance have achieved

Why Partner With AIC?

Experience: Established 35 years ago, AIC has the knowledge and the skills to fund common-sense hard money real estate loans in Oregon.

Personalized Service: Our small team of friendly experts tailor loans to the individual needs of our clients. Clients work with one person throughout the entire process to ensure a personalized touch.

Fast Funding: Our nimble team performs a variety of tasks in-house, such as underwriting and document-drawing, and we generally do not require an appraisal. Our process is easy and quick – we can usually close in 5-10 days if a complete file is provided.

No Junk Fees: AIC never charges any upfront fees or “junk fees” like document prep, underwriting, service fees, etc. We take pride in honest lending practices.

Competitive Rates: AIC provides both exceptional service and rates/fees that are competitive in the private money market.

No Draw Fees: AIC never charges any fees for construction draws or inspections. AIC typically processes construction draws the same day they are received.

Tell Us About Your Project

How We Work

Are you new to real estate investment or private money lenders? AIC is always accepting quality loan requests for a variety of projects. Learn a bit about our process. Questions? Call us!

Get In Touch

Simply give us a call or fill out our form. We’ll assess your situation and provide a realistic evaluation.

As a direct lender, we can approve loans immediately and issue pre-approvals – no waiting, no middleman.


Once we’ve determined your project is a good fit, we’ll send the loan application. AIC doesn’t request debt to income ratios, bank statements, or typical documents that ordinary lenders need. Simply apply with our easy form.

Receive funding

We’ll open escrow once we have your application. You can sign at escrow and we’ll close and fund on the same day. It takes a few business days to receive the title report and to order loan documentation. Our process is streamlined and fast!

Pay the bill

It’s easy to pay your bill!

ACH payments are our preferred method, due to their convenience, fast processing time, and security.

We also take checks.

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