Rehab Loans

Commonly known as fix-and-flip loans

Finding Worthwhile Projects

Primarily used for purchase and repair of residential, multi-family or commercial buildings—either for resale or to retain for investment

We can lend money for the purchase, or  in many cases the remodeling, of non-owner-occupied Oregon property. We are creative and structure each loan around the specific merits and challenges of the project. We can close quickly and do not need an appraisal. AIC utilizes a comparative market analysis (CMA) provided by a local Realtor to help establish the after-repair value (ARV).  AIC can generally lend up to a maximum of 65% of the ARV. Loans for remodeling projects comprise approximately 40 percent of our Oregon portfolio.

Many of the loans AIC funds are based along the I-5 corridor, stretching from Medford to Portland and other more populated areas in the state. Portland, Salem, Eugene and Bend are areas that AIC tends to focus on. As you will see in our case studies below, AIC enjoys funding remodeling projects that restore and enhance classic homes.

Call or email your project idea and we will let you know immediately if we are able to help.

Fix and Flip Case Studies

See real results that our loans and guidance have achieved