AIC Welcomes good referred loan requests! We are celebrating our 25th year offering difficult-to-fund Oregon real estate loans. Our funding source is private investors, largely moms 'n pops, trusts and pension/profit sharing plans. We are working with the third generation of several of our investor families ---the grandparents started investing with AIC in the mid-1980s and now we are providing their grandchildren with real estate-secured first trust deed investments. We must be doing something right. We welcome licensed Oregon mortgage brokers to send loan proposals to us. Our typical transaction looks like this: 60% or lower loan-to-value ratio Loan amounts up to the low milliions We want to be in first lien position, although on rare occasions we might consider taking a secondary position as additional security to make a loan work 12% monthly interest-only payments Two- to five-year term No prepayment penalty 5 points to AIC; we expect you to charge a couple of points on top of that Best bet is to call or email us with your loan request scenario, and we'll immediately let you know our level of interest. We also promise to not waste any of your time, and we never charge front fees of any sort. CALL US TODAY AT (541) 343-9714 380 "Q" Street, Suite 240 / Springfield, OR 97477 USA / 541.343.9714 tel / 541.349.2498 fax Click here for directions and a map.
|